AMedicare supplement policy(Medigap) is designed to cover out-of-pocket costs not paid by Original Medicare (Parts A and B), such as deductibles, coinsurance, and copayments. The primary reason for purchasing Medigap is tofill the gapsin Medicare coverage, as outlined in Oklahoma’s regulations (Title 36 O.S. § 6217) and federal guidelines (CMS, Medicare & You Handbook). Dental services, long-term care, and prescription drugs are not typically covered by Medigap; these require separate plans (e.g., Medicare Part D for drugs).
Option A: Incorrect. Dental services are not covered by Medigap; they require separate dental insurance.
Option B: Incorrect. Long-term care is not covered by Medigap; it requires LTC insurance.
Option C: Incorrect. Prescription drugs are covered by Medicare Part D, not Medigap.
Option D: Correct. Medigap fills gaps in Medicare Parts A and B coverage.
[:, Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: General Knowledge – Medicare)., Oklahoma Insurance Department, Title 36 O.S. § 6217 (Medicare supplement insurance)., CMS, Medicare & You Handbook (Medigap benefits)., ]
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