Medicare supplemental insurance(Medigap) covers gaps in Original Medicare (Parts A and B), such as deductibles, coinsurance, and certain costs not covered by Medicare. A core benefit, included in most Medigap plans (e.g., Plans A–N), is coverage for thefirst 3 pints of bloodeach year, which Medicare Part A does not cover. Other options like at-home recovery or prescription drugs are not core benefits, and preventive care is covered by Medicare, not Medigap.
Option A: Correct. The first 3 pints of blood is a core Medigap benefit.
Option B: Incorrect. At-home recovery is not a standard core benefit in most Medigap plans.
Option C: Incorrect. Prescription drug coverage is not a core Medigap benefit; it’s covered by Medicare Part D.
Option D: Incorrect. Preventive care is covered by Medicare Part B, not a core Medigap benefit.
This question falls under the Prometric content outline section on “Medicare,” which covers Medigap benefits.
[:, Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: General Knowledge – Medicare)., Oklahoma Insurance Department, Title 36 O.S. § 6217 (Medicare supplement insurance)., CMS, Medicare & You Handbook (Medigap benefits)., ]
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