FHA loans are available for primary residences, including manufactured homes, if they meet HUD standards. FHA loans are not available for vacation homes, investment properties, bed and breakfasts, or commercial real estate.
“FHA will insure mortgages on manufactured homes that are principal residences and meet HUD requirements.”
— HUD 4000.1 FHA Single Family Housing Policy Handbook
[References:, , HUD, FHA Manufactured Homes Guidelines, , FHA Single Family Housing Policy Handbook (4000.1), , ===========, , ]
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