1. What is a Time-Loss Claim?
Atime-loss claimis aworkers’ compensation claim made when an employee is injured on the job and cannot work due to the injury.
The employer or worker submits the claim to the Workplace Safety and Insurance Board (WSIB) or a similar body.
2. How is Compensation Handled in a Time-Loss Claim?
If the claim isapproved, the worker may receive:
Wage replacement benefits(compensation for lost earnings).
Medical treatment coverage(physiotherapy, surgery, rehabilitation).
Permanent disability benefitsif applicable.
3. Why Option C is Correct:
It correctly defines that a time-loss claim means the employee is compensated for lost wages or a disability due to a workplace injury.
4. Why Other Options Are Incorrect:
A (Fatal incidents)– Atime-loss claim covers temporary and permanent disabilities, not just fatalities.
B (Initially rejected claims being overturned)–A time-loss claim is a type of claim, not a reference to appeals.
D (Compensation based on length of time off work)–Some injuries result in disability benefits even if the worker eventually returns to work.
[Reference:, Ontario Workplace Safety & Insurance Board (WSIB) – Time-Loss Claims & Compensation Rules, Occupational Health & Safety Act (OHSA) – Worker Compensation & Safety Requirements, ]
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