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Exam OH-Life-Agent-Series-11-44 All Questions
Exam OH-Life-Agent-Series-11-44 All Questions

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Ohio Department of Insurance OHIO Life Insurance OH-Life-Agent-Series-11-44 Question # 7 Topic 1 Discussion

OH-Life-Agent-Series-11-44 Exam Topic 1 Question 7 Discussion:
Question #: 7
Topic #: 1

An Insured owns a whole life policy that has accumulated cash value. Which of the following statements Is true about the policy's cash value?


A.

The policy's cash value is viewed as investment growth and therefore subject to taxation for each calendar year.


B.

The growth of the policy's cash value Is not subject to income tax while the policy Is in force.


C.

It is subject to fluctuations of the company's overall performance.


D.

The cash value is not guaranteed.


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